Non Fault Car Accident? No Cost Temporary Courtesy Car And Vehicle Claims Service
Courtesy Car Service After Non Fault Accidents
The UK's first choice non fault accident courtesy car & claim service
Non fault car accident? Need a temporary replacement hire vehicle or courtesy car after an accident? Compass Hire are ready to help you today with our post-accident courtesy car and vehicle claim service.
If you have been involved in a non fault car accident, Compass Hire specialise in the provision of temporary 'like for like' post non fault accident courtesy cars, replacement vehicles and full vehicle accident claim services.
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Non Fault Accident Courtesy Car Service
With over 20 years of experience and partners throughout the UK, we offer services nationwide. Our non fault accident courtesy car and vehicle claim services are available 24 hours a day, 7 days a week.
We provide post non fault car hire and courtesy vehicles anywhere within the UK (including Scotland and Northern Ireland). With average courtesy vehicle delivery times of 3 hours from incident report to your courtesy vehicle delivery, we are ready to help you today. Or network of vehicle providers will offer a like for like vehicle following assessment of service suitability, full terms and conditions of service a presented to customers by the provider prior to service offer.
What Does The Vehicle Claims And Temporary Courtesy Car Service Cost?
Post non fault accident courtesy car services are available to any licensed UK driver involved in a non fault road traffic accident in the UK. To qualify for the service, your vehicle must have been correctly insured, taxed and MOT'ed at the time of the accident. The at fault driver in the accident (known as the third party) must be correctly insured.
Courtesy Car Entitlement After An Accident
You are entitled to receive a 'like for like' courtesy car after the non fault accident at no cost to you or your insurers. The courtesy car should be requested within 14 days of the accident should your damaged vehicle no longer road-worthy.
If your vehicle was roadworthy after the accident, a courtesy car is arranged when your own vehicle is booked in for the vehicles accident repair.
The courtesy car is paid for by the at fault drivers insurance company (the third party) in accordance with GTA/ABI guideline standards and protocols. This is enabled through your rights and entitlements derived from UK 'Tort Law'. In the event of a non fault car accident, the resulting claim is made under Tort law. This entitles the non fault party to recover all of their losses and expenses incurred as a direct result of the negligence of the at fault driver. This includes the use of a temporary courtesy hire car after the accident.
Courtesy Car And Claims
Compass Hire provide a full vehicle claims service at no cost to you or your insurance company. With our same day service, we ensure drivers are back on the road and their vehicle claim is progressed quickly and efficiently. We arrange vehicle damage assessment with 48 hours. Once assessed your vehicle claim is processed and your vehicle is booked in for repair or it's write off value is agreed upon and recovered.
You are entitled to keep the courtesy car after the non fault car accident until your own vehicle claim is settled (i.e vehicles repair completed or write off claim settled). During this period the at fault drivers insurance company will continue to cover the ongoing cost of the courtesy car. It is important to ensure there are no delays in your vehicles claim process, this is important to avoid unnecessary courtesy car costs being incurred.
Need A Courtesy Car After An Accident?
If you need a courtesy car after an accident that was not your fault we can help you today. Compass Hire provide post non fault accident courtesy car and temporary vehicle hire services throughout the UK. Had a non fault road traffic accident and need a courtesy car? One simple call to Compass Hire and we can arrange an immediate courtesy car, or temporary hire vehicle today. Courtesy vehicles are delivered directly to you and at your convenience.
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Non Fault Accident Courtesy Car Fleet. What Courtesy Car Will I Receive After An Accident?
With access to an expansive national fleet of courtesy cars, Compass Hire are able to provide virtually any courtesy car / hire car / vehicle type required after a non fault car accident. Our service will provide the right courtesy vehicle to suit your exact requirement.
The Compass Hire, courtesy car vehicle fleet includes all vehicle groups, from small cars to prestige, sports, SUV's, motorcycles, and vans /commercial courtesy vehicles. Our courtesy cars are located at branches throughout the UK. This enables swift courtesy vehicle delivery after your non fault car accident. The courtesy vehicle is delivered directly to you.
Like For Like Post Accident Courtesy Car Service
Compass Hire provide a true 'like for like' courtesy car service.
A 'like for like' courtesy car means you will receive a courtesy vehicle of the same size, standard and specification to that of your own vehicle. This is done through the ABI vehicle grouping system which formally allocates all vehicles with an exact courtesy hire car type entitlement.
With our dedicated post accident courtesy car partner fleet, we have access to all vehicles types available in both manual and automatic, and petrol, diesel, hybrid, and now even fully electric vehicles.
Courtesy vehicle groups include standard courtesy vehicles, sports / prestige courtesy cars, vans / commercial courtesy vehicles, and courtesy motorcycles.
Our 'like for like' courtesy car fleet include vehicles from most popular mainstream and prestige vehicle manufacturer brands. From a Ford to Ferrari, or Transit to Tiguan, we will provide the exact courtesy vehicle type required.
The vehicle fleet is dedicated for post accident courtesy car / hire vehicles use only. As a result our fleet always available and is regularly updated, ensuring we have the right vehicle available whenever it's required.
Courtesy cars are delivered at your convenience, we deliver the vehicle directly to your home address or place of work. Once delivered you keep the courtesy vehicle until your own vehicle is either repaired, or you receive your vehicle write off settlement payment. Like for like courtesy cars are matched to your own vehicle type, size and specification.
How Does A Post Non Fault Accident Courtesy Car & Insurance Claims Service Work?
It really is quite simple. If you have been involved in non fault car accident with another insured vehicle in the UK, non fault accident courtesy car and vehicle claim services are available for use at no cost to you, or your insurance company.
Insurance Courtesy Car
All post non fault accident courtesy cars / hire vehicles are supplied with fully comprehensive insurance. The courtesy car policy reflects the policy of your own vehicle. This means any additional driver you may have covered on your own vehicle insurance policy, can also be fully insured to drive the courtesy car / hire vehicle provided by Compass Hire.
No Cost Service
Courtesy Cars are provided at no cost to you or your insurance company. This is because the at fault insurer (the third party insurers) under UK 'Tort Law' must pay the service costs in accordance with ABI/GTA protocols. You will keep the courtesy car until your vehicle claim is settled. Our partner companies will provider full terms and conditions of service prior to their service offering for customer consideration. We do not recommend any singular company and always suggest drivers consult their car insurance provider to help them decide upon which service is most suitable given their individual circumstances. The UK citizens advice also provide information on UK car accidents and drivers service options.
After a non fault car accident on a UK road or in a public space open to vehicle traffic, you are entitled to a 'like for like' courtesy car after the non fault car accident. The courtesy car entitlement starts from the date of the accident, should your vehicle not be in a road-worthy condition due to accident damage. You then remain entitled to the courtesy car until your vehicle damage claim is settle or your vehicle is fully repaired. You must request the courtesy car within 14 days of the accident date or as soon as you are fit to drive. Most car insurance companies will offer this service so we always recommend driver consult their insurance company to understand all their available options for obtaining a temporary vehicle.
Need A Courtesy Hire Car After A Non Fault Car Accident?
Call: 0800 321 7320
Need A Courtesy Car And Accident Claims Service?
Compass Hire vehicle accident claims service process claims for repairable vehicles, write off vehicles and other losses incurred as a result of a non fault car accident. We offer an alternative to an insurance company claim service. By claiming directly from the at fault drivers insurance company with our service, you will not have to pay any policy excess as we do not involve your insurance company. We act upon your instruction and in your best interest.
During the claim process we ensure you have continual use of a 'like for like' courtesy car until your own vehicle claim is settled. This enables you to transition from the post accident courtesy car back to your own repaired vehicle seamlessly. Or in the event of a write off, you will keep the courtesy car until you have received the cleared funds in relation to your vehicles write off value, to enable the purchase your new vehicle.
Who Pays For The Courtesy Car After A Non Fault Car?
The cost of the post non fault accident courtesy car or hire vehicle service is paid for by the third party insurance company (the at fault drivers insurance company). Compass Hire partners companies work to GTA/ABI standards, providing you with an efficient transparent service, and an alternative option to claiming with your own vehicle insurance provider. The claim is made through the use of UK 'Tort Law', this gives the non fault party the entitlement to recovery all their cost and losses (including the cost of a temporary courtesy vehicle) incurred as a result of negligence of the at fault party. In the instance of a non fault car accident the at fault drivers insurance company are responsible to settled the claim. Full terms and conditions are made available by the hire provider prior to service offering. Many insurance companies offer a the same service so drivers may wish to consult their insurance company before deciding upon which service to use.
Combined Courtesy Car And Vehicle Claim Service After An Accident
In addition non fault accident courtesy car services, Compass Hire provide you with a full vehicle damage claim services. The vehicle claim service includes vehicle inspection and reporting, repair management, with repairs are carried out at a centre of your choice.
In the the event of your vehicle being a total loss write off, we appoint an independent vehicle engineer inspect your vehicle and produce a detailed vehicle report with full valuation for your approval. Once the vehicle valuation is agreed the write off value is claimed directly from the at fault insurance company. Compass Hire offer a comprehensive service, from temporary replacement post non fault accident courtesy cars and hire vehicles.
Courtesy Car After Non Fault Car Accident 24 Hour Help Service Information
Compass Hire provide full post non fault accident car hire and post non fault accident courtesy car services throughout the UK. Open 24 hours a day, our first response team are ready to help at any time and can arrange an immediate post accident courtesy car delivered directly to you. We can work with your insurance company, or provide you an alternative route to claim if you do not want to claim with your own insurance company.
Courtesy Car Service If Your Own Vehicle Is Repairable After Non Fault Accident
Compass Hire can provide full non fault accident car hire / courtesy car services together with vehicle damage claim and repair assistance after non fault car accidents. We instruct a vehicle engineer to carry out an inspection and report on your damaged vehicle. Compass Hire then arrange repair authority for your vehicle to a garage of your choice, or you may wish to appoint one of our approved vehicle accident repair centres.
Post Accident Courtesy Car Service If Your Own Vehicle Is Written Off After A Non Fault Accident And You Have No Courtesy Car.
In the event your vehicle is considered an insurance total loss write off and you have no courtesy car we can help. Should your insurance company have a no courtesy car if car written off policy, or should they request your return a courtesy car as your car have been written off Compass Hire have a solution. We provide a post non fault accident courtesy car immediately regardless of write off status.
If the accident was not your fault you are entitled to a like for like courtesy and paid for by the at fault drivers insurance company, you must assist in providing information required to assist recovery of hire costs. Car written off no courtesy car provided by your insurance company? Call Compass Hire.
We also process vehicle write off claims and recover your agreed vehicle value directly from the at fault vehicle's insurance company at no cost to you. During this process we will provide you with a suitable replacement courtesy vehicle to fit your requirements and matching your own vehicle specification. Other services are available such as non fault accident vehicle recovery, secure vehicle storage, detailed vehicle engineers reports and valuations.
Do I Get A Courtesy Car If My Car Is Written Off?
Yes if the accident was not your fault. If you Have already claimed with your insurance company and they do not provide you with a suitable courtesy car when your vehicle is written off call Compass Hire. We will provide you with a no cost like for like post accident courtesy car until your vehicle claim is settled.
Simple One Call Service For A Temporary Post Non Fault Car Accident Courtesy Car
If you have had a non fault road traffic accident that has left your vehicle in a un-roadworthy condition we can help you today. Our helplines are open 24 hours a day, with post non fault accident courtesy vehicle delivery available direct to you. The temporary replacement courtesy vehicles are delivered on average within 3 hours of the courtesy car request acceptance. Courtesy car delivery is provided throughout the UK, including Scotland and Northern Ireland.
Who Can Use A Post Non Fault Accident Courtesy Car Service?
You must hold a full drivers license with over 3 months driving experience. Your vehicle must be; correctly insured, taxed, have an up to date MOT. You must be the vehicle owner (or have their authority) or be a named driver on the insurance policy. The driver of the at fault vehicle must be correctly insured. You must not be at fault for the accident.
If these conditions are all met, following suitability checks, Compass Hire can offer you full or part service to best meet your requirements providing you with a post non fault accident courtesy car until your own vehicles claim is settled.
Non Fault Accident Courtesy Car Service
Call: 0800 321 7320
What Is A Post Non Fault Accident Courtesy Car Service?
A post non fault accident courtesy car service specialise in the provision of a temporary replacement courtesy vehicle to drivers involved in a non fault vehicle accident. All drivers involved in the accident must be correctly insured, hold a full valid driving license, and hold details of all party's involved in the accident. The non fault driver can instruct a non fault accident courtesy car service to arrange a replacement vehicle during the time the drivers own vehicle is off the road due to damage sustained in the accident.
Replacement courtesy vehicles are provided on a like for like basis, meaning the driver will receive a courtesy vehicle to the same group standard as their own vehicle (see ABI vehicle groups rules). The temporary vehicle will remain with the driver until their own damaged vehicle is repaired or the vehicle write off payment is made.
Need A Courtesy Hire Car After A Non Fault Car Accident?
Call: 0800 321 7320
Courtesy Car After A Non Fault Car Accident Terms Of Service
Post non fault accident courtesy car services are a form of Credit Hire. The Credit Hire concept forms the basis of all hire agreements of this type. This enables the cost cost of the courtesy car to be charged to and recovered from the at fault drivers insurance company at standard rates. Both independent post accident courtesy car companies and insurance company appointed replacement vehicle services all provide Credit Hire based services for post non fault accident temporary vehicles.
The advantage of selecting an independent post accident courtesy car service after a non fault car accident
You will have a greater choice of courtesy vehicle types ensuring you will receive a suitable courtesy vehicle. For example, if you drive a prestige vehicle Compass Hire will provide you like for like prestige courtesy car, to the same standard and specification as your own vehicle. The service is often more efficient than your insurance company as we process vehicle inspections and vehicle claims within 48 hours, this ensures repair authority is ready to be action or a write off claim can be submitted for settlement.
How Long Can I keep A Temporary Courtesy Car After A Non Fault Car Accident?
The post accident courtesy car will remain with you until your own vehicle claim is settle. This means if your vehicle is repairable after the accident, the courtesy car will available until your own vehicle is fully repaired and returned to you. If your vehicle was written off in an accident you will keep the courtesy car after the accident until your own vehicle write off claim is settled and you have received cleared payment of the write off value.
What Is The Difference Between A Post Non Fault Accident Courtesy Car And A Hire Car?
The difference between a post non fault accident courtesy car and a hire car depends upon the provider. Courtesy cars can be provided by vehicle repair garages, insurance companies and credit hire vehicle providers. If the accident is not your fault you will usually not have to pay for the service from any of these courtesy car providers. Vehicle repair garages often provide a free courtesy car as an incentive for people to use their services. Insurance companies often use the vehicle repair garages courtesy vehicles or vehicle credit hire companies as their solution. These vehicles are then charged to the at fault drivers insurance company.
Had A Non Fault Car Accident And Need A Courtesy Car? Know Your Rights And Entitlements Relating To Courtesy Cars And Vehicle Claims
If you have had a non fault accident and need a courtesy after the accident Compass Hire offer a replacement courtesy car service throughout the UK, but what are your rights and entitlements in relation to courtesy cars and vehicle claims after an accident that was not your fault.
With around 160,000 road traffic accidents happening on UK roads every year, ranging from minor bumps in car parks to substantial road traffic car accidents. Knowing your entitlements after a car accident is an important subject to understand for any UK driver.
Not only is it your right to receive a courtesy vehicle after an accident, but it is also your right to select the a vehicle claims route the is correct for you. The key point to note here is that you do not usually have to claim with your insurance company, claiming vehicle damage with an independent service like Compass Hire can actually . Our like for like temporary replacement car hire, courtesy cars after accidents and vehicle claim services are all provided at not cost to you. To find out more please read our article on vehicle claims or contact a member of our team.
Car Accident Can I Get A Courtesy Car After A Non Fault Car Accident?
If the accident was not your fault you are entitled to a like for like temporary replacement courtesy car after an accident by law. The courtesy car will remain with you until you own vehicle claim is settled.
Insurance Courtesy Car After Accident. Does Your Insurance Company Provide A Courtesy Car After An Accident?
Research shows 80% of UK insurance companies will provide a courtesy car after a accident. However the courtesy vehicle is not always like for like, you may also need to of paid for the insurance courtesy car service prior to the accident to obtain a courtesy vehicle. A fully comprehensive insurance policy will cover you for any damage to your car caused by an accident regardless fault liability. If your car is stolen, written off or repairable, your insurer may provide a basic courtesy car after an accident (or vehicle damage incident) until the insurance claim is settled or car repairs are completed.
The difference between a courtesy car and a credit hire car after a non fault accident.
A courtesy car is provided to you by your insurance company or their appointed repair centre often for a limited time, often 7 days. A courtesy car from a credit hire car company is a contacted 'like for like' replacement vehicle and is paid for by the at fault drivers insurance company. It is actually you legal entitlement to compensate for and therefore provided with a like for like courtesy car until your own vehicle damage claim is settled.
A courtesy car from a insurance company or their appointed repair centre is often a small group standard vehicle, and a credit hire courtesy car will be a vehicle of the same size and standard to your own vehicle.
Insurance company courtesy cars / credit hire cars can be a good solution for some, however if you need a like for like courtesy car after an accident, a credit hire / courtesy car service can be the best option to get you back on the road in the right vehicle as soon as possible.
Is a courtesy car free?
It may appear to be free, but like most things in life it's paid for. In the event of a non fault car accident it's the at fault drivers insurance company (the third party) that covers the cost for your courtesy car. If the courtesy car is offered to you by your insurance company you will often have paid for this as part of your standard car insurance policy, or often as an optional guaranteed courtesy car policy. However it's worth noting that you are actually entitled to a courtesy car at no cost to you after non fault car accident. Compass claim the courtesy car cost directly from the third party in accordance with ABI/GTA protocol.
In most cases the courtesy car provided on a credit hire agreement. This enables the courtesy car provider to claim the courtesy car charges from the at fault drivers insurance company at the standard rate related to the vehicle group of your entitlement. Your courtesy car vehicle group eligibility is determined by your own vehicles age, size, specification and standard.
A helpful tip to remember is by choosing car insurance which does not include a courtesy car you may be able to save money on your annual premium. You are entitled to a credit hire courtesy car vehicle at no cost to you if the accident is not your fault. So the only real benefit of paying for a guaranteed courtesy car policy is in the event of a fault accident and your vehicle is written off. However often these courtesy car policies will be limited in how many days you will keep the courtesy car, often 7 or 14 days only, so necessarily until your vehicle claim is settled.
3 Ways To Get A Courtesy Car After A Non Fault Car Accident
1.
The most cost effective way to obtain a courtesy car after non fault accident is to appoint an independent courtesy car service. Compass Hire can supply same day courtesy car provided on a like for like basis. Drivers can keep the courtesy car until their own vehicle claim is settled. Remember you are entitled to use this service at no cost, under UK 'tort law' drivers are entitled to claim the cost of their losses directly from the at fault negligent parties car insurance company. This include the use of a courtesy hire car during the claim process.
2.
Your insurance company. Should you hold the correct policy type your car insurance may provide you with a courtesy car after the accident. However drivers must check their courtesy car entitlement in detail. Often drivers will find their policy entitlement only provides a courtesy car for a limited period of time, commonly just 14 days from the accident. The courtesy vehicle is then returned regardless of your vehicle claim status. In addition the courtesy vehicle type is often not a 'like for like' vehicle.
3.
Vehicle accident repair centre courtesy cars. Often a standard group small car will be provided by an accident repair centre for use during the repair, or until the your vehicle repair status is confirmed. Often courtesy vehicles are only available from repair centres in the event the damage vehicle is repairable.
> Request A Courtesy Car After An Accident
Conclusion
Driver should be aware that if a car accident was not your fault you are entitled, by law, to a courtesy car after the accident and until your claim is settled. This is regardless of your insurance cover or policy type.
Our non fault accident courtesy car service provides driver with a like for like courtesy car after the accident and until your vehicle claim is settled. The cost is recovered directly from the negligent parties insurance company at no cost to you or your insurance company.
Independent Courtesy Car Information & Advice
For impartial consumer advice after a non fault car accident visit the UK governments citizens advice page. They provide detailed information in subjects relating to car insurance claims, your entitlements, rights and responsibilities after a non fault car accident. They also provide information on courtesy car hire and credit hire services. This is a link to the UK citizens advice page.
Courtesy Cars And ABI Credit Hire Service After Accidents
For information on non fault car accidents and your entitlements the Association of British Insurers (ABI page, motor insurance claims, your rights and compensation) have a dedicated we page on the subject. The page also provides information in relation to courtesy car provision, industry codes of practice and common heads of claim for non fault car accidents.
Should you require immediate assistance with your vehicle claim or require a courtesy car after a non fault accident our team are available 24 hours a day via our online live chat or call our 24 hour helpline for direct help today.
Need A Courtesy Car After A Non Fault Car Accident?
Call: 0800 321 7320